---
title: "How to pronounce debt | Murmur"
description: "The b in debt is silent: CMUdict gives DET (D EH1 T), one syllable that rhymes with \"bet\"."
canonical: "https://www.murmurtts.com/pronunciation/debt"
---
[Murmur](https://www.murmurtts.com/)/[Pronunciation](https://www.murmurtts.com/pronunciation)/debt

Pronunciation · Work and business

# How to pronounce debt

The b in debt is silent: CMUdict gives DET (D EH1 T), one syllable that rhymes with "bet".

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## The dictionary sound sequence

CMUdict lists this North American English pronunciation for **debt**. Read each sequence from left to right. The numbers mark vowel stress: **1** primary, **2** secondary, **0** unstressed.

Dictionary variant 1

`D EH1 T`

**Syllable estimate**

1 vowel nucleus

**Primary stress**

1st vowel position

[Check debt in Merriam-Webster and listen to available dictionary audio](https://www.merriam-webster.com/dictionary/debt).

Syllable counts come from vowel tokens; CMUdict does not supply syllable boundaries here. Variant order follows the dictionary and does not rank correctness. This lexicon does not represent every accent or context.

## Use debt in context

Debt runs through finance articles, budgeting videos and news about loans. The b was added to the spelling to echo Latin and is not sounded. Only three sounds remain, d, e and t, and debtor keeps the b silent too.

1. They paid off the credit card debt in eighteen months.
2. Student debt came up in every interview we recorded.

### A practice cue

Bet with a d in front is all it takes. Read debt and doubt together, since both hide a b the same way.

## Read the sound tokens

Each example word below is a cue for the named sound, rather than a respelling of debt. Unstressed vowels may sound reduced. These cues follow the [CMU phoneme-set key (Appendix A)](https://www.cs.cmu.edu/~aria/Papers/MastersThesis.pdf#page=115).

`D`sound in **dee**consonant`EH`sound in **Ed**vowel`T`sound in **tea**consonant

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## Make an audition worksheet

Select a dictionary variant for your checklist. The two original sentences retain their normal spelling; this worksheet helps you review a recording rather than forcing a speech engine to use phonemes.

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## Dictionary source

The phonemes on this page come from [CMU Pronouncing Dictionary](https://github.com/cmusphinx/cmudict/blob/74790861f652b15e4ac49015a90074ad62a27690/cmudict.dict). The dictionary maintainers acknowledge that errors and omissions can remain; check another source or a speaker when the pronunciation matters.

[CMUdict README](https://github.com/cmusphinx/cmudict/blob/74790861f652b15e4ac49015a90074ad62a27690/README) · [Included dictionary license](https://www.murmurtts.com/downloads/cmudict-license.txt)

Source version and checksum

Commit: `74790861f652b15e4ac49015a90074ad62a27690`

Dictionary SHA-256: `81917843c7f44ce2b094ac63873c2c7a4cf802040792c455ba3ca406891c3d22`

## Keep practising

[How to pronounce finance](https://www.murmurtts.com/pronunciation/finance)[How to pronounce indict](https://www.murmurtts.com/pronunciation/indict)[How to pronounce receipt](https://www.murmurtts.com/pronunciation/receipt)[How to pronounce subtle](https://www.murmurtts.com/pronunciation/subtle)

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Murmur generates speech locally on Apple Silicon and Intel Macs, and on 64-bit Windows 10 and 11 as a beta. Try your audition sentences with your chosen model and voice, listen for pronunciation, and review the result before exporting. A dictionary sequence does not guarantee a model’s output.

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