--- title: "How to pronounce mortgage | Murmur" description: "The t in mortgage is silent: CMUdict gives MOR-gij, with two listed vowels for the second syllable, and no \"gage\" ending." canonical: "https://www.murmurtts.com/pronunciation/mortgage" --- [Murmur](https://www.murmurtts.com/)/[Pronunciation](https://www.murmurtts.com/pronunciation)/mortgage Pronunciation · Work and business # How to pronounce mortgage The t in mortgage is silent: CMUdict gives MOR-gij, with two listed vowels for the second syllable, and no "gage" ending. [Buy $49](https://murmur-licenses.tarunyadav9761.workers.dev/checkout)[Download free for Apple Silicon (3-day Pro trial)](https://murmur-updates.tarunyadav9761.workers.dev/download/latest)Intel Mac? [Download here](https://murmur-updates.tarunyadav9761.workers.dev/download/intel).Not sure? Apple menu > About This Mac shows your chip. Free plan with Kokoro voices, 3,000 characters a day · 3-day Pro trial, then $49 once ## The dictionary sound sequence CMUdict lists these 2 North American English pronunciations for **mortgage**. Read each sequence from left to right. The numbers mark vowel stress: **1** primary, **2** secondary, **0** unstressed. Dictionary variant 1 `M AO1 R G AH0 JH` **Syllable estimate** 2 vowel nuclei **Primary stress** 1st vowel position Dictionary variant 2 `M AO1 R G IH0 JH` **Syllable estimate** 2 vowel nuclei **Primary stress** 1st vowel position [Check mortgage in Merriam-Webster and listen to available dictionary audio](https://www.merriam-webster.com/dictionary/mortgage). Syllable counts come from vowel tokens; CMUdict does not supply syllable boundaries here. Variant order follows the dictionary and does not rank correctness. This lexicon does not represent every accent or context. ## Use mortgage in context Mortgage is everywhere in personal finance, bank adverts and housing news. Readers sound the t or end on "gage" like engage. Both CMUdict forms drop the t and end in a short "ij". 1. They refinanced the mortgage when rates fell. 2. The mortgage payment is due on the first of the month. ### A practice cue Think of it as "mor-gij". Nothing goes between the r and the g. The ending should match the last part of cabbage. ## Read the sound tokens Each example word below is a cue for the named sound, rather than a respelling of mortgage. Unstressed vowels may sound reduced. These cues follow the [CMU phoneme-set key (Appendix A)](https://www.cs.cmu.edu/~aria/Papers/MastersThesis.pdf#page=115). `M`sound in **me**consonant`AO`sound in **ought**vowel`R`sound in **read**consonant`G`sound in **green**consonant`AH`sound in **hut**vowel`JH`sound in **gee**consonant`IH`sound in **it**vowel Take it to your next recording ## Make an audition worksheet Select a dictionary variant for your checklist. The two original sentences retain their normal spelling; this worksheet helps you review a recording rather than forcing a speech engine to use phonemes. Copying and downloading happen in your browser. No script upload or audio generation is needed. ## Dictionary source The phonemes on this page come from [CMU Pronouncing Dictionary](https://github.com/cmusphinx/cmudict/blob/74790861f652b15e4ac49015a90074ad62a27690/cmudict.dict). The dictionary maintainers acknowledge that errors and omissions can remain; check another source or a speaker when the pronunciation matters. 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